Investment & Portfolio Management Services
We work with individuals and corporations to provide investment and portfolio planning, execution, and ongoing management for many different types of accounts. This investment and portfolio management is specifically designed to meet each client’s unique investment goals.
If you haven’t already, please check out our About Us, Investment Philosophies, and Influential Books pages to learn more about who we are and our overall investment philosophies, as well as the influential works that shaped them.
HOW TO BECOME A CLIENT
In order to be considered a potential client of ours, the following criteria must be met:
- You must be a resident of the Commonwealth of Massachusetts (MA)
- Your investment portfolio(s) that are to be managed by us must be valued at $10,000 or higher
- We can set-up and manage only the following types of accounts: Individual Retirement Accounts (IRA’s, both Roth and Traditional), and taxable brokerage accounts
Once you have met the criteria listed above you can request an initial consultation with us. In this consultation, we will discuss with you your current investment situation and any goals you have for your investment portfolio(s). Our clients have many different types of investment goals, the most common of which are:
- Capital appreciation
- Building current income (through dividends)
- Building a retirement nest egg
- Saving for children’s education
During this initial consultation, we will also discuss your appetite for investment risk. At the conclusion of the initial consultation, we will give you all the necessary documentation for you to take home, review, and fill out, including a questionnaire that will help us more fully understand your appetite for investment risk.
CLIENT SERVICES
After you have provided all the necessary documentation, and we have accepted you as a client, your Registered Investment Advisor Representative (the same one who provided the initial consultation, henceforth “Advisor”) will help you transition your portfolio(s) over to our institutional broker/dealer, Scottrade. Your Advisor will then follow a series of steps to carry-out our investment and portfolio management services for you, as shown below.
.
Step 1: Develop and Execute Initial Investment Plan (one-time)
Based on your unique investment goals and appetite for investment risk, as well as keeping with our investment philosophy, your Advisor will develop an Initial Investment Plan (IIP) by creating a portfolio (or portfolios if you have more than one account with us) of equities (stocks), bonds, mutual funds, and/or exchange traded funds (ETFs).
After your Advisor has developed your unique IIP, we review it internally to ensure it closely maps to your unique investment goals, appetite for risk, and our investment philosophy. Once we are sure that it does, your Advisor will execute the plan in your account(s), buying the securities laid out in the IIP.
Step 2: Investment Portfolio Monitoring and Management (quarterly)
Each quarter, your Advisor will review your investment portfolio(s) to ensure continuous alignment with your goals and appetite for investment risk. If a portfolio is found to be out-of-alignment with your goals, appetite for risk, or our investment philosophy, a re-balancing of that portfolio will take place.
Step 3: Investment Portfolio Performance Reporting (semi-annually)
Every 6 months, in June and again in December, your Advisor will send you a detailed report of your portfolio’s performance, with specific focus on how the portfolio is meeting the pre-defined goals laid forth at the beginning. The report will be comprised of easy-to-read graphs and charts, as well as commentary from your Advisor.
If you wish to check your portfolio’s performance more often, you are free to log-in to your Scottrade account.
Step 4: Customer Service (perpetual)
As a client, you speak directly to your Advisor. We do not funnel your calls or emails through a third-party. Clients can expect turn-around time of 1 business day for both voice and electronic messages sent to their Advisor.