Legal
Our Disclaimer
The U.S. Securities and Exchange Commission has published information on various Cyberfraud that they have seen. The NASDR has provided its own insights into how to invest carefully in this new, electronic world and NASAA also provides tips on how not to fall prey to online investment schemes. The SEC, NASDR and the NASAA maintain outstanding websites at http://www.sec.gov, http://www.nasdr.com, and http://www.nasaa.org respectively.
The fundamental concept is that you should NOT rely upon the information or opinions you read. Rather, you should use what you read here as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material that has been shared in our newsletters and information contained on our site.
Freund Investments does not guarantee the veracity, reliability or completeness of any information provided in any hyperlink appearing on our site. We are not here to give you hot “tips,” to make “buy” or “sell” recommendations, or to tell you what to do with your money. We’re here to help you to learn how to make investment and personal finance decisions for yourself.
You are responsible for your own investment decisions.
Privacy Policy
Freund Investments, LLC. (”Freund Investments,” “FI,” or “we” or “us”) is committed to protecting and respecting your privacy. This Privacy Statement sets out our privacy policy and explains what we do with the personal information that we collect from you. Please read the following to understand our practices regarding personal information and how they affect you as you use our features and services. This statement discloses our current privacy practices.
What Information Does FI Gather About You?
FI collects information about our readers so that we can provide a more interesting and useful service, as well as more appropriate advertising. We ask for your name, e-mail address, and other personal information when you register to use certain features of our Web site, or if you sign up for special or personalized services, such as our e-mail newsletters. We also may ask for this information at other times, such as when you enter contests or other promotions sponsored by FI and/or our partners. We sometimes conduct surveys as well, although you do not have to respond to them.
When you place an order for a product or service, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number and expiration date. Gathering this information allows us to process and fulfill your order and notify you of your order status. We will also use your information to contact you regarding your order if necessary. We encrypt all of this information using Secure Socket Layers (SSL) technology.
How does FI use my personal information?
FI collects personal information to provide you, the user, with the best and most personalized experience possible. The information you provide when signing up for our any of our products is used solely by FI to compile an aggregate listing of those who are our customers as well as to bill our customers and send them the products they request.
Will FI disclose any of my personal information?
FI will not disclose any personally identifiable information about individual users, except as described in this Privacy Statement. With the few exceptions that we explain here, we do not give, rent, lend, or sell individual information to our advertisers, although we do provide aggregate information.
As for individually identifiable information, we may disclose it only when we have your consent.
What kind of security measures do you take to protect my information from accidental loss or disclosure?
FI is committed to protecting your personal information. We store only your name, e-mail address, phone number, and account status on our servers. We DO NOTstore your credit card information. Our payment partner, PayPal, an industry leader in payment processing, handles this information. Please look over PayPal’s Buyer Protection policy.
Will FI use my information for direct mailings?
If you register with FI or sign up for or buy any of our products or services, we will send you information about our various products and services.
How do you respect children’s privacy?
Our sites are not directed at children under the age of 13. We operate our sites in compliance with the Children’s Online Privacy Protection Act and will not knowingly collect or use personally identifiable information from anyone under 13.
How will I know whether FI’s privacy policy has changed?
We may change this Privacy Statement at any time, but we will give notice of any material change (or any notices that we are required to give you) on our web-sites and/or in e-mail messages.
Disclosure
Every pick in our Investment Advisor Newsletter service is completely free of bias. We:
* Do not accept kickbacks
* Do not pump-and-dump
* Do not have personal stakes, unless disclosed in the newsletter
* Do not give tips to friends and family before subscribers hear about our picks
* Do not have any incentive to choose one stock over another
In order to provide transparency within our Services, our writers will always disclose their personal positions with a stock which they are writing about. This disclosure will be at the end of the article. This allows the reader to gain a better understanding of any potential motives that the writer may have in writing the article for the Service.
For the majority of companies within the financial services industry, honesty is not a fundamental principle on which they were built. At FI, however, we strive to uphold the principles on which we were founded:
* Honesty
* Integrity
* Objectivity
Everything we do will be scrutinized to ensure these principles are not compromised.
Terms of Service
We hope that you use our subscription newsletters and commentary;(collectively, the “Services”) to improve your financial life. By using the Services, you’re agreeing to be bound by these Terms and Conditions. If you don’t wish to be bound by what we’ve written below, you shouldn’t register with Freund Investments, LLC. (”Freund Investments,” “FI,” “we” or “us”) or use the Services we provide. We may change these terms at any time but will post a notice in advance on this website of any material changes; your continued use of Freund Investments and its Services means that you accept any new or modified terms and conditions.
1. Registration
When you subscribe to the Investment Advisor Newsletter, you agree to pay the $149 fee. This transaction is secure through our payment processing partner, PayPal. There are no refunds for this payment.
2. Premium Services
When subscribing to a premium Service such as the FI newsletter, you will need to provide our payment processing partner, PayPal, with your name, email, billing and shipping addresses as well as your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, Freund Investments reserves the right to cancel your subscription.
3. Intellectual Property
All of the Content on our websites and any Service we provide is protected by U.S. and international copyright laws and is the property of Freund Investments and/or providers of the content under license.
Any copying, distribution, storing, or transmission of any kind, or any commercial use of our Content is prohibited without Freund Investments prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication. You may also not republish, post, transmit or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content for use on another website or service.
4. Conduct
Unauthorized access to our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites.
Freund Investments may at any time, without prior notice and at our sole discretion terminate the membership, or take any action for violating the above provisions or otherwise take an action disruptive to a Service.
5. Disclaimer of Warranties and Liabilities
Please read Freund Investment’s Disclaimer, which is incorporated herein by reference.
Freund Investments provides a broad range of information, commentary and entertainment. We can not and we do not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. Freund Investments makes no promises that our content or any of the Services will be delivered to you uninterrupted, timely, secure or error-free. In fact, we’re not making any promises or warranties except that we’ll do our best to provide interesting and helpful information.
This means that you agree that under no circumstances will Freund Investments, its employees or its agents be liable for direct, indirect, incidental or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services.
You’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Freund Investments, its directors, its employees and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on news, information, opinion or any other material published through our Services. Freund Investments relies on various sources of information that we believe to be accurate and reliable. We can’t and won’t take responsibility, or make any claims or representations, for the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember: all information and content provided by Freund Investments is to be used on an “as is” basis.
Additionally, we’re not investment advisers and we cannot provide personalized advice. We can’t know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. If you want personal advice, then you should seek a registered investment adviser.
Obligatory Capitalized Disclaimers of Liability:
NEITHER FREUND INVESTMENTS NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES, YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERIVCES AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABLITY AND THAT OF OUR THIRD PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
6. The Rest
If any provision in this Agreement is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This Agreement is and always will be governed by the laws of the United States of America and the Commonwealth of Massachusetts (except with respect to choice of law).You agree that the proper forum for any claim arising under this Agreement will be the U.S. Court for the Western District of Massachusetts or the appropriate Massachusetts court.
Our services are directed at a U.S. audience. We can not warrant that the Services are appropriate for users outside the United States or that use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained in the United States under the terms of our Privacy Policy, which is also incorporated by reference.
These Terms and Conditions including those that are incorporated by reference constitute the entire and only agreement between you and Freund Investments and govern your use of our sites.
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